Financial institutions and creditors are now required to develop and implement written identity theft prevention programs under the new "Red Flag Rules" that come into effect on the 1st November 2008. Read More...

Automobile Dealers need to be more aware of and compliant with the Adverse Action Notification requirements of the Equal Credit Opportunity Act and the Fair Credit Reporting Act.  The Fair Credit Reporting Act (FCRA) and the Equal Credit Opportunity Act (ECOA) both require creditors, such as automobile dealers, to provide potential customers notices of adverse action when the customers unsuccessfully request an extension of credit. By not sending Adverse Action Notices you are at risk for the following:

• Lawsuit, including Class Action

• Major Financial Loss

• Possible Loss of Your Dealership

Automotive Compliance Center, LLC. has developed a state of the art Adverse Action Notice system by working directly with Dealerships and software technicians. Through in-depth knowledge of the automobile industry, Federal laws and regulations as well as cutting edge technology, ACC provides a suite of product solutions unmatched in the industry. ACC has served Dealers and Dealer Groups throughout the United States as the premier provider of Adverse Action Notices.

Advantages to utilizing ACC for your Dealership’s Adverse Action needs include:
• Compliance with the ECOA & FCRA laws;
• Compliance with the Section 404 of the 2002 Sarbanes-Oxley Act (“SOX”);
• Takes administrative burden for compliance with ECOA, FCRA and adverse action component of SOX out of dealership;
• Legally protects Dealership from adverse action lawsuits;
• Ability to work with any software system dealership utilizes;
• Dedicated Mail House with mail tracking capability to ensure timely mailing of Adverse Action Notices;
• U.S. based Call Center to handle all incoming calls related to receipt of the Adverse Action Notice;
• Detailed invoice support documents;
• Dedicated software support;
• One million dollar liability insurance policy.

Start Sending Adverse Action Notices Today